For Individuals:
Your Advocate for Health and Financial Security in Retirement

A successful retirement starts with us. YSA offers complete health and wealth planning for your financial security and peace of mind.

We cover all aspects of retirement planning, including navigating Social Security and Medicare, private health insurance options, life insurance, and customized financial strategies.

How Can YSA Help You?

As Certified Senior Advisors (CSAs), we work for you — not an insurance company.

This ensures you receive unbiased recommendations and personalized support. As your trusted advisor, we guide you through the tough questions that come with retirement.

Did You Know? 

Consulting with a retirement specialist before making Social Security or Medicare decisions, can prevent mistakes like lifetime penalties.

Common Retirement Planning Questions

Medicare Questions

  • Am I better off on my employer's health plan or moving to Medicare?
  • What are Part A, Part B, Part C and Part D of Medicare plans?
  • What do I need and when in order to avoid penalties?
  • Are the options I see on TV and get in the mail trustworthy?

Long-term Care Questions

  • How do I know if I need Long Term Care (LTC)?
  • When is the right time to purchase Long Term Care coverage?
  • What types of Long Term Care are available for me and my budget?

Life Insurance Questions

  • Why do I need life insurance?  (at this stage in life?)
  • What are the different types of life insurance and what kind is right for me now?
  • I have a life insurance policy but I’m unclear about it. Who can review it with me?

YSA helps you compare Medicare plans and other medical insurance options, ensuring you get the right coverage. As your trusted personal insurance consultant, we provide clear guidance so you can make informed decisions. Schedule a free consultation today!

YSA Services is your trusted advisor and personal insurance consultant to help you compare and understand your medical options compared to Medicare

A CSA puts your interests first, always.

Why Work with a Certified Senior Advisor (CSA)?

Certified Senior Advisors (CSAs) put the needs of older adults first. We follow a strict code of ethics and complete continuous training to bring you specialized knowledge and honest, unbiased advice as you prepare for or enjoy your retirement.

Medicare Consulting:

YSA helps you compare Medicare plans with other health insurance options to choose the coverage that’s right for you. As your expert Medicare and personal insurance advisor, we provide clear guidance to inform your decisions.

Long Term Care:

About 70% of Americans who turn 65 will need some form of long-term care — yet finding the right coverage can be challenging, since 55% wait until they’re between 55 or older to purchase. YSA can help you navigate this challenging process.

Life Insurance:

Life insurance can be an important part of your retirement and estate planning, providing financial security for your loved ones. If life insurance is right for you, YSA will guide you to the right plan at the best price from a trusted A-rated carrier.

Annuities:

At YSA, we specialize in offering annuities tailored to meet the unique financial needs of seniors. Our solutions are designed to provide a steady income, financial security, and peace of mind throughout retirement. 
YSA is your one-stop-shop retirement planning advisor specializing in Medicare, Life Insurance, and Long-Term Care.  Schedule your free 15-minute consultation now.